COVID-19: Resources for Economic Support

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FOR CURRENT UP-TO-DATE CONTENT, PLEASE GO TO ‘COVID-19 RESOURCES’ FOUND AT https://newbremen.com/business-training-resources/

Businesses seeking information and financial assistance due to the COVID-19 pandemic can take advantage of the following resources:

5/29/2020

SharedWork Ohio is a voluntary layoff aversion program. It allows workers to remain employed and employers to retain trained staff during times of reduced business activity. Under a SharedWork Ohio plan, the participating employer reduces affected employees’ hours in a uniform manner. The participating employee works the reduced hours each week, and the Ohio Department of Job and Family Services (ODJFS) provides eligible individuals an unemployment insurance benefit proportionate to their reduced hours. Interested employers provide ODJFS with a list of participating employees and specify their normal weekly hours of work, not to exceed 40 hours and not including overtime. Part-time employees may be eligible, but all employees in an affected unit must have their hours reduced by the same reduction percentage. Reduction percentages must be at least 10 percent but no more than 50 percent of the normal weekly hours of work. For the duration of the pandemic, ODJFS is committed to reviewing and responding to all SharedWork Ohio applications within one week of receipt.

SharedWork Ohio Fact Sheet
SharedWork Ohio Guide — a step-by-step guide to assist the employer and the employee

5/22/2020

CARES Act: Employee Retention Credit (in lieu of PPP) — If an employer receives a Small Business Interruption Loan under the Paycheck Protection Program authorized under the CARES Act, then the employer is not eligible for the Employee Retention Credit.

BWC Webinar is scheduled for Thursday, May 28th @ 11:30am.  The topics will cover BWC updates on COVID-19, employer dividend, why it’s important to review your estimated annual premium notice, BWC program options, important dates, and our monthly safety tip.

The Speaker of the Ohio House has set up an economic recovery task force to address the economic concerns due to COVID-19 and to get Ohio back to work. To make sure that YOUR voice is heard in this process reach out to our State legislators.

Ohio Senator Matt Huffman (District 12):

Ohio Representative Susan Manchester (District 84):

In recent weeks, the OHIO 2020 Economic Recovery Task Force has been created in order to prepare for the re-opening of Ohio.

  • “The Task Force is designed to begin to strategize how we will move Ohio’s economy forward once we get out of this coronavius and what we can provide for workers, blighted communities and overall the folks who have been impacted…”, stated by committee Vice-Chair Rep. Upchurch.

The Task Force is seeking input from small businesses.  Businesses are encouraged to share their story via email by sending to Ohio2020@ohiohouse.gov  The information being sought can be found in this formal letter from the Ohio House of Representatives.

National Association of Manufacturers (NAM) and the Manufacturing Leadership Council have made their April 22nd webinar “Prepping Your People for the New Normal” available.

Safe workplace requirements of social distance spacing (workspace), workplace cleanliness (sanitization, etc.) and hygiene standards will need to continue to be maintained for an indefinite period of time.

Editable sign, provided by Ohio Department of Health, reminding customers to stay home if sick. (requires Microsoft Word to edit).

OSHA Publication:  Guidance on Preparing Workplaces for COVID-19

OSHA Workplace Poster

U.S. Department of Labor:  Workplace Safety

CDC: Interim Guidelines for Businesses & Employers

ARTICLE:  Developing a Proactive COVID-19 Workplace Safety Plan To Avoid Legal Challenges

The Public Utilities Commission of Ohio (PUCO) has issued the following memo regarding water supply flushing:

As businesses and buildings reopen under the “Responsible RestartOhio” plan due to the COVID-19 pandemic, that have had little to no water usage, it is important to flush water that has been stagnant. Low water usage can contribute to bacterial growth, including Legionella which can cause a serious type of pneumonia called Legionnaires’ disease. It can also cause other water quality issues with potential health risks due to the build-up of lead and copper in stagnant water that’s been collecting in older pipes and fixtures.

As buildings reopen, it is critical to drain, flush, and if necessary based on a review of building conditions, disinfect the hot and cold-water systems to remove harmful contaminants. Devices that store water, such as drinking water fountains, water heaters, storage tanks, and any droplet or mist-forming devices such as cooling towers, humidifiers, showerheads, and certain medical and manufacturing devices and process equipment should also be flushed and disinfected in accordance with manufacturer’s recommendations or industry best practices.

The Ohio Department of Health and the Ohio Environmental Protection Agency has issued a letter with more information, which you can access HERE, as well as “Guidance for Premise Plumbing Water Service Restoration”, which you can access HERE.

All questions should be directed to the Ohio Department of Health COVID-19 Hotline at 1-833-4-ASK-ODH.

Ohio Governor Mike DeWine Signs

COVID-19 Related Legislation

 

In response to the COVID-19 crisis, Ohio Governor Mike DeWine signed House Bill 197 into law on March 27, 2020, a bill that had passed unanimously in the Ohio General Assembly.  The legislation covers a variety of issues, including taxes, education, the economy, unemployment, government functions, health care, utilities, and the judicial system, all which take effect immediately.

Below are highlights of the Tax Provisions portion of the Bill:

Tax Provisions

Provides the Tax Commissioner the discretion to extend the deadline to file and pay state income tax returns, which the Commissioner extended until July 15, 2020, in a subsequent pronouncement, same as the newly set federal deadline.

— Note: The Commissioner’s order did not extend the filing and payment deadline for employer withholding, sales, use, and commercial activities taxes.

— Note: The Tax Commissioner’s act of extending the due date for filing the Ohio personal income tax return extends by operation of law the due date for individuals to file local income tax returns with all Ohio cities.

— The Department of Taxation has indicated that it will be issuing more detailed guidelines in the next few days.

Requires employers to continue to withhold and remit local income taxes to the employee’s normal principal place of work city notwithstanding the fact the employee temporarily works from home or some other workplace during the emergency. Thus, the employer does not have to withhold and remit local income taxes to the employee’s city of residence or other temporary workplace.

Does not alter the due date for businesses that file net profits tax returns with cities in lieu of the Ohio Department of Taxation. Thus, all Ohio cities have to take action to extend the due date for filing their respective net profits tax return.

Small Business Administration FAQs regarding PPP

ARTICLE:  You’ve received your Paycheck Protection Program loan. Now what?

The Paycheck Protection Program funding can be used for payroll costs, costs related to the continuation of group health care benefits, including insurance premiums, rent and utilities, some other allowables as well.  At least 75% of the PPP loans proceeds must be used for payroll costs.

For an overview of the PPP, here is a 10-minute, on-demand webinar recorded on April 6th by the Miami Valley Small Business Development Center.

Paycheck Protection Programs (PPP) Application Form

This list of local bankers is a condensed version of the list provided by our local Small Business Development Center (located at Rhodes State College).  For the entire list, click here.

  • First National Bank of New Bremen
  • Minster Bank
  • St. Henry Bank
  • Peoples Bank Co. (Coldwater)
  • Mercer Savings Bank (Celina)
  • Osgood State Bank
  • Mutual Federal Savings Bank (Sidney)

SharedWork Ohio is a voluntary layoff aversion program. It allows workers to remain employed and employers to retain trained staff during times of reduced business activity. Under a SharedWork Ohio plan, the participating employer reduces affected employees’ hours in a uniform manner. The participating employee works the reduced hours each week, and the Ohio Department of Job and Family Services (ODJFS) provides eligible individuals an unemployment insurance benefit proportionate to their reduced hours. Interested employers provide ODJFS with a list of participating employees and specify their normal weekly hours of work, not to exceed 40 hours and not including overtime. Part-time employees may be eligible, but all employees in an affected unit must have their hours reduced by the same reduction percentage. Reduction percentages must be at least 10 percent but no more than 50 percent of the normal weekly hours of work. For the duration of the pandemic, ODJFS is committed to reviewing and responding to all SharedWork Ohio applications within one week of receipt.

SharedWork Ohio Fact Sheet
SharedWork Ohio Guide — a step-by-step guide to assist the employer and the employee

During the April 7th Coronavirus press conference, Lt. Governor Husted stated the recent creation of the Office of Small Business Relief.  The Office of Small Business Relief (OSBR) is focused on identifying and providing direct support to the state’s nearly 950,000 small businesses to help during the current public health crisis and to position them for a strong rebound.

The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was just passed by Congress are intended to assist business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain nonprofits and other employers. This guide provides information about the major programs and initiatives that will soon be available from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of SBA.

Small Business Owner’s Guide to CARES Act

CARES Act: Employee Retention Credit (in lieu of PPP) — If an employer receives a Small Business Interruption Loan under the Paycheck Protection Program authorized under the CARES Act, then the employer is not eligible for the Employee Retention Credit.

FAQs Paycheck Protection Program — (available through June 30, 2020)

Fact Sheet:  Smallbiz Loan

Kinninger — Soft Goods Division  (New Bremen company)

Product:  masks (100% cotton) with elastic ear straps and a nose piece.  Slot in the top allows a filter to be placed.  Mask is hand washable.  $5.75 per mask and .25 for the replaceable filter.

Call:  419-629-3491
email:  sales@kinningerwelding.com

Miller’s Textile (located in Wapakoneta)

Face mask product flyer (washable and disposable)

Benchmark Industrial (local ties; company located in Gahanna, OH)

Products include: sanitizer, dispensers, shields, medical thermometers, KN95 masks, standard nuisance dust masks

Most items are in stock. If items are out of stock, they will take pre-stock orders.  All products are first come/first serve.  Any order over $150 is free delivery. You can order directly online or set up an account.

Contact: Ron Tenkman via email or phone
ron.tenkman@benchmarkinc.com
513-218-4470

Visions Awards (local ties; company located in Celina)

Health guard shields are made of 1/4″ clear acrylic with varying cut-out and mounting options available.
• Cut-out options include: (1) cut-out on either side to accommodate a chip reader (2) cut-out in the middle for transactions or passing documents (3) plain shield with no cutouts

• Mounting options: (1) front of registers/counter-tops with screws, (2) free standing guard with acrylic feet, most popular item due to the fact that it is less permanent

Vision Awards have serviced banks, grocery stores, car dealerships, etc.

Pricing is around the $130 range, but changes with the size of the Health Guard. Lead times are usually around 5-7 days. These can be picked up or shipped, and can be paid via an invoice or credit card.

For inquiries, contact Alex Eiting
alexe@visionsawardcraft.com
419-586-6433 ext 1167 or via cell 419-953-3995

OTHER RESOURCES:

Ohio Manufacturers Retooling and Repurposing to Create PPE — Personal protective equipment created through the ingenuity of Ohio manufacturers who have answered the call to help.

 

The Coronavirus Aid, Relief, and Economic Security (CARES) Act created a new employee retention tax credit for employers who are closed, partially closed, or experiencing significant revenue losses as a result of COVID-19. The link to the guide can be found below.

Employee Retention Tax Credit Guide

WEBINAR:  BWC updates on COVID-19, employer dividend, why it’s important to review your estimated annual premium notice, BWC program options, important dates, and our monthly safety tip. Thursday, May 28th @ 11:30am
Hosted by Ohio Bureau of Worker’s Compensation (BWC) Cost: *FREE*

WEBINAR:  How To Establish and Roll Out an Emergency Action Plan — Thursday, June 4th, 2020
Hosted by Ohio Manufacturing Association.  Cost:  $29 for members; $39 for non-members

WEBINAR:  Varying Training Approaches for Your Audiences (Video, Hands-on, Computer-based, Micro-training, Toolbox Talks and More) — Thursday, August 6th
— Hosted by Ohio Manufacturing Association. Cost: $29 for members; $39 for non-members

WEBINAR:  Advanced Recordkeeping (including Bureau of Workers’ Compensation (BWC) vs. OSHA requirements) — Thursday, September 3rd
— Hosted by Ohio Manufacturing Association. Cost: $29 for members; $39 for non-members

WEBINARLeading Indicators that Support a Culture of Safety — Thursday, November 5th
— Hosted by Ohio Manufacturing Association. Cost: $29 for members; $39 for non-members

WEBINAR: Maintain Your Safety Program Without a Dedicated Safety Professional — Thursday, December 3rd
— Hosted by Ohio Manufacturing Association. Cost: $29 for members; $39 for non-members

  • The Ohio Department of Job and Family Services has posted an unemployment benefits application page for the self-employed, independent contractors and 1099 workers.

RECENTLY REMOVED ITEMS:

5/28/2020

  • Link to Ohio Department of Health  (Reason for removal: Relevancy to Support Page)
  • Ohio Dept of Job & Family Services — Coronavirus & Unemployment Insurance Benefits (Reason for removal:  Broken Link)
  • Fact Sheet:  Disaster Assistance for Business & Non-Profits (Reason for removal: Due to Gov. DeWine phase-in implementation, level of need has lessened)
  • COVID-10 Economic Injury Disaster Loan Application (Reason for removal: Due to Gov. DeWine Phase-In implementation, level of need has lessened)